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The chart below does a great job of comparing apples-to-apples on KPIs and KRIs.
The significance level to decide whether a risk is major or not depends on each company revenues, results, total , degree of sensitivity to risks, etc.
They are derived from metrics that can help to forecast future occurrences.
KRI supports and tracks the efforts of those conducting research, providing current information as it develops.
The SMSI often scales for its environment the more advanced management techniques of larger institutions.